American Express Australia Limited is a foreign owned unlisted public company that derives its revenue from the provision of credit cards, business expense management, merchant transaction processing, foreign currency wholesaling, and cardmember services. The company employs approximately 1,140 people, operates in Australia and New Zealand, and is administered by its head office in Sydney.

American Express Australia’s ultimate parent is American Express Company (Holdco), a United States-based financial services company.

American Express Australia Limited provides a range of financial services. The company divides its operations into the following areas:

  • Cards - Includes a variety of personal charge cards, cards for business owners, and corporate cards. 
  • Travel - Provides travel agency and foreign exchange services to cardholders. This division is responsible for issuing American Express Traveller's Cheques.
  • Insurance - Offers personal, business, travel, and life & accident insurance. 
  • Business - Charge cards for business and corporate use, and merchant banking services.

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